Tucked along the banks of the Savannah River, this three-level riverfront retreat blends striking architectural character with a rare combination of features--covered dock, no HOA, and a furnished, turnkey opportunity. Whether you're searching for a private waterfront escape to enjoy as your own or a proven short-term rental, this property offers the flexibility to do both with ease. The home offers two exterior entry points across different levels, including a front entry that opens to the level featuring the primary suite, as well as a separate side entry--accessed by a short set of steps--that leads into the main living area with the kitchen, dining, and living spaces. Entering on the main living level, you're immediately welcomed into a stunning great room where soaring ceilings, rich wood finishes, and expansive windows frame breathtaking views of the river. Natural light fills the space, highlighting the real wood ceilings and hardwood flooring that carry throughout the main and second levels. From the living area, the home flows seamlessly into the dining space and kitchen, creating an easy, open-concept layout ideal for entertaining or everyday living. Step just outside onto the spacious upper deck, where you'll find a hot tub, grill area, and patio seating--all perfectly positioned to take in the peaceful riverfront backdrop. Also on the main level is a flexible guest room currently utilized as a bedroom, with direct access to a private deck through sliding glass doors--creating a quiet, tucked-away retreat for guests. Upstairs, the second level includes two additional bedrooms. The primary suite offers a comfortable and private setting with its own attached bath, while the second bedroom is conveniently located near a full hall bathroom--providing a functional layout for family or guests. Continuing to the third level, you'll find a flexible open loft-style space with a full bath and skylight. Currently used as additional sleeping quarters, this level can easily serve as a guest overflow area, recreation space, or bonus retreat. Outdoor living is where this property truly shines. From the main level, a separate exterior entrance leads down to an expansive covered deck designed for year-round enjoyment. Complete with multiple ceiling fans and ample seating, this space creates the ultimate entertaining environment while overlooking the covered dock and water beyond. Additional highlights include a recently added carport, freshly repainted decking, and all kitchen appliances, washer, and dryer remaining. The home is being offered mostly furnished, making it a seamless, turnkey option for buyers looking to step into a ready-to-go second home or short-term rental. With a proven track record as a successful Airbnb and consistent Masters Tournament rental, this property has demonstrated strong income potential. Additional rental performance details are available upon request. For boating enthusiasts, a 1996 cabin cruiser--complete with sleeping space for four, a kitchen, bathroom, and living area--is also available for negotiation. And to top it off--NO HOA--offering the freedom to enjoy, rent, and personalize the property without added restrictions. This is more than just a home--it's a true riverfront experience designed for gathering, relaxing, and making the most of life on the water.