Seller offering up to $8, 000 in closing cost assistance or an interest rate buy-down! Priced well below market value - get a 3-bedroom for less than the price of a 2-bedroom! Welcome to Island Reserve, where resort-style living meets unbeatable convenience. This ground-floor 3-bedroom, 2.5-bath condo offers the ultimate in comfort and accessibility — just 30 steps from the covered parking garage to your front door! Step inside to find an open-concept layout featuring 10-foot ceilings, crown molding, and beautiful bamboo flooring (with cozy carpet in the bedrooms). The kitchen is designed for both function and style, with stainless steel appliances, granite countertops, a decorative stone backsplash, and solid wood cabinetry. The primary suite is a true retreat, highlighted by a stunning custom tile shower and a cedar-lined closet — a rare and luxurious touch! Enjoy your morning coffee or evening drink on the covered patio, the perfect place to unwind after a long day. Washer and dryer convey for added convenience. Island Reserve offers incredible resort-style amenities, including a massive lagoon-style pool with a waterfall, basketball court, state-of-the-art fitness center, movie theatre, and meeting room — every day feels like a staycation! Located close to the beach, Pier Park, and premier shopping and dining, this condo puts you right in the heart of everything Panama City Beach has to offer. VA approved! Don't miss out on this incredible opportunity — call your favorite Realtor today to schedule a private showing! Buyer to verify all important information.