USATNChattanoogaLovemans Addn2109 Garfield St
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$219,900

For Sale

A month ago

2109 Garfield St, Chattanooga, TN

House

MLS® 1538027

3 Bed

1 Bath

970 sqft

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  • Key Facts
  • Description
  • Rooms
  • Map

Key Facts

Type Single Family Residence
Levels Residential
Size 970 sqft
Garage 
Taxes $1,140
Days Active 40
Lot Size 0.12 Acres
Approx. Age 1950
Avg. Price Per Sqft $226
MLS® Number 1538027

Property Address: 2109 Garfield St, Chattanooga, TN, 37404-2227

Average square foot calculated using Size range provided by listing agent.

Description

Recently renovated and move-in ready, this charming Chattanooga home combines modern updates, original character, and a convenient central location. Inside, natural light fills the spacious living room and highlights the original hardwood floors. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a large rear deck overlooking a level, fenced backyard--ideal for entertaining, pets, gardening, or additional outdoor space. The generous lot may also offer potential for a future secondary dwelling, subject to zoning and approval. Major improvements have already been completed, including updates to the roof, HVAC, water heater, electrical, plumbing, kitchen, bathroom, and appliances. New exterior siding and fresh paint add to the home's curb appeal and help make this a truly move-in-ready opportunity. Located just minutes from Downtown Chattanooga, UTC, Erlanger Hospital, CHI Memorial Hospital, shopping, dining, and major highway access, 2109 Garfield Street offers convenient access to many of Chattanooga's largest employers and everyday amenities. Whether you're a first-time buyer looking for an affordable path to homeownership or an investor seeking a low-maintenance rental opportunity, this property offers excellent flexibility and value. Buyer assistance up to $21, 000 may be available! This home qualifies under Chattanooga's Down Payment Assistance Program, and qualified buyers may be eligible for up to $21, 000 in combined assistance through City of Chattanooga and THDA programs. If you're currently paying around $1, 600 per month in rent, homeownership may be closer than you think. Plus, the seller is offering a paid home warranty for additional peace of mind.
MLS® Number1538027
Laundry Level
Central VacNo
FireplaceNo
Acreage
Exterior
Garage
Approx. Age1950
BasementCrawl Space
DrivewayOff Street
Garage Spaces
HeatCentral
A/CCentral Air

Extras

Rooms

Change to metres

Bathroom 1:First FloorNot available
Bedroom 2:First FloorNot available
Master Bedroom:First FloorNot available
Dining Room:First FloorNot available
Bedroom 1:First FloorNot available

Price History

-End Date
Not Sold YetSold Price

For Sale

Jun 30, 2026List Date
$219,900List Price

Home Appraisal

This property is estimated to sell between: $155,000 and $252,000.
Similar properties in this area sold on average for: $155,766
Expected to sell in 46 days. Similar properties sold in 86 days. This home has been on eXp Realty for 40 days.

The estimated sale price does not take into account many variables such as recent renovations, type of appliances, school district etc. To get a more accurate estimate please contact agent.

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Starting Address
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2109 Garfield St, Chattanooga, TN

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