Charming brick 2BR/1BA home in Covington featuring fresh vinyl plank flooring, a spacious loft, and a bright enclosed sunroom with a gas fireplace-perfect for extra living space, a home office, or a playroom. The open-concept family room flows into an eat-in kitchen, and a convenient laundry closet is tucked just off the kitchen. Outside, you'll find a detached 2-car garage, a 6' x 18' storage shed, and a fully fenced backyard. Previous owner improvements include a newer water heater (2022) and ridge caps (2021). The loft offers the potential to be converted into a third bedroom, with room for a standard staircase and the possibility of adding a second bathroom as well. Located close to downtown shopping, dining, parks, the library, and local walking/bike trails-this home blends small-town charm with everyday convenience. Brokers/Agents: Please read Private Remarks.