Wonderful mint condition home available in Penn Mill Lakes Subdivision in Covington! This home makes aging-in-place a breeze due to its no steps/low angled ramps, hardwood hickory and ceramic tile flooring throughout (NO CARPET!), primary restroom with ADA shower/other features, and whole-home generator, PLUS rear yard access! This home has a large covered concrete patio that overlooks one of the subdivision ponds/lakes, which makes for a peaceful retreat when having morning coffee or when entertaining family or friends. OWNER FINANCING AVAILABLE ***Newer roof, no flood insurance required by most lenders. **New A/C-Heater installed 9/15/25. Will likely qualify for FHA Loan. Schedule your viewing today for a tour of this meticulously maintained home!