Nestled on Ryan’s Creek off Smith Lake, this charming 3-bedroom, 2-bath ranch offers seasonal water access with a new pier added last year. The home features hardwood floors, wood accent walls, and a modern kitchen with granite countertops, tile backsplash, stainless steel appliances, and breakfast bar. The master suite includes double vanities, soaking tub, large tiled shower, and walk-in closet. A converted suite with private bath offers flexible space for a 2nd master, playroom, or game room. The open concept living area has a decorative fireplace and French doors to a spacious screened porch and open deck overlooking the lake. A walkout basement is ready for updating to expand living space. Exterior features include a 3-car carport, circle drive, and easy water access. Sprout fiber available. Located just 5.4 miles from I-65 exit 305, close to shopping and Cullman City—perfect for a lake retreat or investment near Smith Lake!