NO HOA and a lender credit??? Ask your agent about how this benefits YOU! This hidden gem has withstood the test of time, solidly built & beautifully updated w/granite countertops, SS appliances, LVP flooring, sound-resistant windows, & 50 year roof. 2 bed, 1 bath & 1-car garage, this home blends classic character w/modern comfort. Nestled at the end of a quiet dead-end road, enjoy peace & privacy while just minutes from the Des Moines waterfront, marina, beaches, restaurants & shops. Endless potential - add a DADU/ADU, detached shop, or 2nd small home (buyer to verify). As winter approaches-cozy evenings by the fireplace! Imagine the possibilities this special property holds. A rare find where charm, updates & opportunity come together!