*PRESENTED WITH STAGING FURNITURE* Welcome to 101 Cowrie Ave SW—an inviting 3-bedroom, 2-bath home perfectly situated near downtown Fort Walton Beach's shopping and dining, and just minutes from the sugar-white beaches of Okaloosa Island and Destin. Major improvements already completed include a new roof (2021), HVAC (2019), water heater (2020), and added window screens, giving peace of mind from day one. Step inside to a bright and airy living space featuring high vaulted ceilings, abundant natural lighting, and a stylish shiplap feature wall with built-in cabinets and an electric fireplace. A bonus room with an exterior door to the backyard offers flexible use as an office, playroom, or hobby space. Ceiling fans throughout enhance year-round comfort as well. The kitchen is beautifully updated with quartz countertops, stainless steel appliances, a single-basin stainless steel sink, stylish gold hardware and faucet, and a convenient pantry closet. The split floor plan ensures privacy for the primary ensuite, complete with a large walk-in closet with custom shelving and a spacious bathroom featuring a stand-alone shower. Outside, enjoy a backyard designed for relaxation and entertaining. Features include a large painted deck, privacy fencing, a built-in firepit with rock surround, and additional paved patio areas on both sides of the deck for gatherings. A double gate with concrete pad on the left side of the home provides ideal RV or boat parking. This well-maintained home offers comfort, style, and a prime location, everything you need to enjoy the best of coastal living.