Auction Property. Waterfront Home for Sale in Fort White, FL! Owner will finance with large down payment. Welcome to 106 SW Monument Lane—a rare chance to own a true riverfront retreat in the coveted Wilson Springs neighborhood. Imagine waking up to peaceful river views while sipping your favorite drink, the sun rising over the Santa Fe River, spending time exploring the spring-fed waters and winding down on your deck as the sun sets. This charming 2-bedroom, 1-bath home is more than just a property; it’s a lifestyle. Whether you’re dreaming of a weekend getaway, a high-demand vacation rental or a full-time residence surrounded by Florida’s natural beauty, this home delivers comfort, adventure and relaxation all in one. Property Highlights: Waterfront home with elevated deck overlooking the Santa Fe River and adjacent to Wilson Springs and private community boat ramp—ideal for divers, kayakers and outdoor enthusiasts. This is a golf cart & UTV-friendly community with miles of roads to explore. Seller conveys all pictured furnishings and décor—just add your own finishing touches! Equipped with waterproof floors, electronic door locks and a full suite of appliances including a newer washer and dryer, this house is ready to make you vacation rental money! It even has a durable and low maintenance metal roof, covered parking for vehicles, golf carts and UTVs and an outdoor shed for extra storage. Push Lawnmower included! The dining room is adjacent to the kitchen, great for entertaining. Also, a fenced-in area for kids and pets to safely play. Water treatment system for clean, soft water. Low HOA fees – just $75/year! Turnkey vacation rental potential with strong demand in the area. This highly desirable location is near Ginnie Springs, Ichetucknee River and many other natural springs. Just a short drive to Gainesville, Shands Hospital and the University of Florida. This parcel is surrounded by wildlife, spring-fed rivers and endless recreation opportunities!