ASSUMABLE LOAN at 2.8%!!! Step inside and discover a home that feels welcoming from the very first moment. Beautiful newly installed LVP flooring stretches throughout the main living spaces, adding warmth, durability, and a modern touch. An inviting foyer leads you into a bright, open gathering room where natural light flows from the rear patio, creating the perfect setting for both quiet mornings and lively evenings. At the heart of the home, the kitchen offers a spacious island, pantry, and effortless connection to the dining nook, making it easy to cook, entertain, and stay connected with everyone around you. The split floor plan provides a sense of calm and privacy, with the primary suite tucked quietly at the back of the home. Enjoy a generous walk-in closet and a well-appointed ensuite bath. Step outside to a fully fenced yard featuring a white vinyl privacy fence, creating the perfect outdoor space for play, relaxation, and evenings under the Florida sky. Two additional bedrooms sit toward the front of the home, ideal for guests, family, or a dedicated workspace, with a full second bath conveniently nearby. A separate laundry room and two-car garage add everyday convenience and functionality. Located in the desirable Fox Creek community, this home offers effortless access to the new Florida First Coast Highway, I-295, I-10, and I-95, making trips to downtown Jacksonville, the Town Center, NAS JAX, world-class healthcare, and Cecil Commerce Center quick and easy. With a layout designed for comfort, and a location that brings all of Jacksonville within reach, this home blends convenience, style, and a lifestyle you'll love coming home to.