This versatile two-story property offers immediate functionality with future income potential. The upstairs unit is a move-in-ready 1 bedroom, 1 bathroom featuring a comfortable layout and all appliances included, making it ideal for instant rental or owner occupancy. The downstairs level provides excellent value-add potential and can be converted into a 2 bedroom, 1 bathroom apartment for dual rental income, or utilized as office or flex space to suit your investment strategy. The downstairs unit also includes a large attached garage, offering added functionality and appeal, along with an insulated storage room—perfect for secure storage. The property is situated on three city lots totaling approximately 0.71 acres, providing additional value, expansion potential, or outdoor use. Major capital improvements have already been completed, reducing future maintenance costs and increasing long-term value, including a new roof (2025), new upstairs furnace (2024), new hot water heater (2021), new circuit breaker box (2020), and updated downstairs wiring (2008). With strong bones, recent updates, and multiple income possibilities, this property is well-suited for house hacking, long-term rental, short-term rental, or mixed-use investment. Don’t miss the opportunity to maximize returns with this flexible and well-maintained asset.