Luxury Living Without the Wait and a Rate You Won't Find Today! For qualified buyers, there's a rare opportunity to assume the seller's existing 2.25% VA mortgage rate, subject to lender and VA approval. Step inside and the two-story living room stops you in your tracks. A dramatic wall of windows floods the space with natural light, anchored by a floor-to-ceiling stone-wrapped fireplace and an open upper-level balcony that ties the whole home together. This is one of Lake Elmo's most thoughtfully designed homes, where soaring ceilings, timeless finishes, and everyday functionality come together in a home built for the way you want to live. Offering over 4, 450 finished square feet, six bedrooms, five bathrooms, a heated garage, and a beautifully finished walkout lower level, this 2019-built home delivers space and flexibility that's increasingly difficult to find. The kitchen is as functional as it is impressive with custom cabinetry, a sleek backsplash, stainless steel appliances, an expansive center island, pull-out lower cabinet shelving, and a custom walk-in pantry flowing effortlessly into the dining area with direct access to a maintenance-free walkout deck for indoor-outdoor entertaining. Well-appointed bedrooms offer private ensuite baths and custom closet systems throughout, including an owner's suite with a tray ceiling, modern accent wall, abundant natural light, and a spa-inspired bath with double vanities, a soaking tub, and a walk-in shower. A dedicated office with custom built-in cabinetry, plus an additional study or hobby room with four custom workstations, offers exceptional flexibility for working, studying, or creative pursuits. The lower level is built for entertaining: a stylish wet bar with its own reverse osmosis system, an expansive gathering area, walkout access to the patio, and a dedicated home gym with mirrored walls and padded flooring. Outside, a beautifully landscaped yard, spacious patio, and dedicated firepit area set the stage for relaxing evenings or hosting guests. Unlike new construction, everything here is already done: landscaping, window treatments (black-out in bedrooms), a finished lower level, and premium upgrades including a brand-new 2025 high-efficiency modulating furnace and inverter A/C, tankless water heater, whole-home Kinetico water treatment and reverse osmosis, spray foam insulation, whole-home humidifier and dehumidifier, fresh air ventilation, home audio prewiring, and a fully spray foam insulated heated garage with custom storage and quiet-operating doors. Located within the highly regarded Stillwater School District, this home is minutes from Sunfish Lake Park and Lake Elmo Park Reserve, with neighborhood amenities including a park, pool, pool house, sports courts, and pond plus easy access to shopping, dining, and commuter routes. This is more than a beautiful home, it's a place designed to grow with your family for years to come. Schedule a private showing today.