Nestled in the heart of historic Old Town Laurel, this charming Colonial-style home, built in 1889, offers the perfect blend of timeless character and contemporary comfort with opportunities to restore and enhance. Step inside to discover a warm and inviting interior featuring original hardwood flooring in the foyer and front rooms, as well as throughout the upstairs bedrooms—showcasing the craftsmanship of a bygone era. The home offers a traditional layout featuring two sitting rooms, formal dining room, kitchen and half bath on the first floor, and three spacious bedrooms and full bathroom with clawfoot tub upstairs. A generous pantry provides added functionality in the kitchen, and ample storage throughout the home ensures space for all your essentials. Several rooms are outfitted with ceiling fans, enhancing year-round comfort. Downstairs, an unfinished cellar with exterior access is perfect for additional storage space or as a workshop space. Step outside to enjoy the inviting screened in porch and large fenced yard, perfect for relaxing evenings or entertaining guests. The private driveway provides convenient off-street parking, a rare find in this sought-after neighborhood. Just a short walk to Riverfront Park, enjoy scenic views and a walking trail along the Patuxent River. You're also within walking distance of Laurel's vibrant Main Street, home to a coffeehouse, ice cream shop, community theater, restaurants, a farmer’s market, and numerous local businesses. Families will appreciate proximity to Laurel Elementary, St. Mary’s School (Elementary & Middle), and St. Vincent Pallotti High School. Whether you're drawn to the home's historic charm, its walkable location, or its modern amenities, 413 Montgomery St is a unique opportunity not to be missed. Schedule your private showing today and discover the character, comfort, and community that make this home truly special! Seller is offering a $25, 000 Credit to any buyer who makes a full ask offer. Seller had a French Drain Installed in the basement in August that comes with a transferable lifetime warranty. Seller had new beams and supports installed in the basement November that come with a transferable lifetime warranty. The City of Laurel has a program for First Time Home Buyers where they offer a $5000 grant.