Nestled in a charming, walkable neighborhood just minutes from the restaurants, breweries, and shops of downtown Loveland, this beautifully updated 4-bedroom, 2-bathroom home is a rare find. The property has been thoughtfully renovated, including a modern kitchen, new dishwasher, a tankless water heater, all while maintaining its cozy charm. The meticulously landscaped yard is a gardener's dream, featuring a professionally designed layout, an in-ground sprinkler system, large raised garden beds with irrigation, and mature apple trees, raspberries, hops, and peonies. The spacious backyard also offers alley access, perfect for parking a boat or camper. Inside, the main floor boasts two bedrooms, a welcoming living room, a bright kitchen, and a sunny, light-filled sunroom. The lower level features two additional bedrooms, a large utility room, and a convenient kitchenette, making it perfect for guests or multi-generational living. Additional highlights include driveway parking, a versatile one-car garage that doubles as a potential workshop, and the freedom of no HOA or Metro Tax. Don't miss this opportunity to make this delightful home your own!