Step into 237 Sandy Cay, a 3-bedroom, 3 bath coastal retreat in a gated community with low HOA fees and 320 feet of private deeded beach access. Located just a short drive from the best restaurants along iconic Scenic 98 and premier shopping, this home blends convenience, luxury, and investment potential. Immaculately maintained, the home received $450, 000 in upgrades in 2022 and 2023, including a heated and air-conditioned pool with built in spa, screened pavilion with a 25-foot retractable electric screen, custom closets, built-in bunk beds, and hurricane-rated windows and doors. The gourmet kitchen boasts a 6-burner gas cooktop with grill, double oven, beer and wine fridge, separate ice maker, built-in dishwasher, and microwave, with granite countertops throughout. Currently a residential home, this property offers tremendous rental potential. Renderings are INCLUDED IN LISTING to showcase reimagined spaces for maximum comfort and income. With every detail thoughtfully upgraded, 237 Sandy Cay is a LUXURY retreat and smart coastal investment a must-see!