Tucked away on 8+ private acres in Monterey, this spacious 3BR/2.5BA home offers a flexible layout with multiple living areas, an eat-in kitchen, and formal dining—plus an unfinished basement for storage or future expansion. Major improvements have already been completed, making this a strong option for buyers using most financing: a new architectural-shingle roof, new gutters, exterior trim/soffit repairs, updated entry, interior paint, new LVP flooring, and a refreshed kitchen with granite counters, undermount sink, and stainless appliances. A new heat-pump HVAC system and water heater. There is plenty of firewood to be had right on the property too! UPDATES include: Roof • gutters • HVAC • interior paint • LVP flooring • granite counters • stainless range/microwave/dishwasher • deck/rail/step repairs • smoke/CO alarms • deep clean. FHA financing subject to appraisal.