Enjoy the best of Monticello and lake living without being right in town! This beautifully updated 3-bedroom, 1.5-bathroom home sits on 3 private acres and offers the perfect blend of space, comfort, and access to the water. With 15 feet of deeded waterfront on Hoagland Bay just across the road and navigable access to the main lake, you can launch your boat with ease—neighbors on both sides enjoy pontoon access as well. The home features recent renovations, all appliances included, and sits on an oversized lot with plenty of room to spread out. Outdoor features include a hot tub, a detached oversized two-car garage, and two additional outbuildings perfect for storage or yard tools. There’s also ample parking for guests, trailers, or lake toys. Whether you're soaking in the hot tub, heading out on the water, or enjoying the peaceful surroundings, this property is a rare opportunity to own a piece of Monticello charm with room to breathe.