Spacious ranch style home with a mostly finished basement situated on a desirable .6 acre corner lot in Monticello, Kentucky. This versatile property boasts a new roof in 2025 and offers up to 5 bedrooms, 2 full bathrooms, and 1 half bath, providing plenty of room for family living, guests, or multi-generational use. The main level features a comfortable layout with generous living space, 3 bedrooms and 1.5 bathrooms. While the mostly finished basement expands the home's functionality with additional living areas, 2 rooms that function as bedrooms, a full bathroom, a garage, a convenient mini kitchen. This space is ideal for entertaining, extended family, or potential in-law accommodations. The main level of the home is equipped with a central HVAC system for year-round comfort. A wood-burning stove in the basement adds warmth, character, and an efficient supplemental heat source. Outside, the .6-acre corner lot provides multiple access points, and space for outdoor activities, gardening, or future improvements. The mountain views from this home are beautiful and you can spend mornings or evenings relaxing on the back deck. Conveniently located in Monticello, this property offers easy access to amenities in town, access to Highway 90 or water access for a day on Lake Cumberland. A great opportunity for those seeking room to grow with the added bonus of a mostly finished basement setup.