USAKYMonticelloCumberland Ridge Estates81 White Oak Ln
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$389,000

For Sale

A month ago

81 White Oak Ln, Monticello, KY

House

MLS® 26005932

2 Bed

1 Bath

900 sqft

2 Parking

  • Key Facts
  • Description
  • Rooms
  • Map

Key Facts

Type Single Family Residence
Levels Residential
Size 900 sqft
Garage Yes
Taxes 
Days Active 34
Lot Size 
Approx. Age 2021
Avg. Price Per Sqft $432
MLS® Number 26005932

Property Address: 81 White Oak Ln, Monticello, KY, 42633-2325

Average square foot calculated using Size range provided by listing agent.

Description

Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.
MLS® Number26005932
Laundry LevelMain
Central VacNo
FireplaceNo
Acreage
Exterior
GarageYes
Approx. Age2021
BasementCrawl Space
DrivewayDetached Garage
Garage Spaces
Heat
A/C
Heating Fuel

Extras

Rooms

Change to metres

Other:First FloorNot available
Other:First FloorNot available
Other:First FloorNot available
Other:First FloorNot available

Price History

-End Date
Not Sold YetSold Price

For Sale

Mar 25, 2026List Date
$389,000List Price
  • Commute

Commute

Starting Address
Destination Address
81 White Oak Ln, Monticello, KY

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