Welcome to 13 Cottage Street, a spacious and charming home situated on a generous 0.38-acre lot in the Village of Monticello. Offering 2, 028 square feet of living space, this classic home features four bedrooms and one and a half bathrooms across two levels, along with an unfinished attic and full basement that provide excellent storage or future expansion potential. Rich in character, the house showcases hardwood floors, original woodwork, stained glass windows, and unique embedded artwork, preserving the timeless craftsmanship and charm of its 1930s origins. The house could benefit from some cosmetic updates and has been priced accordingly, offering an excellent opportunity to add your own personal style and build equity. All major systems are in working order, allowing you to move right in and complete improvements at your own pace. Enter the house through the enclosed front porch, which opens into a welcoming foyer. The spacious living room provides plenty of room to relax or entertain, while an adjoining first-floor bedroom offers flexibility as a guest room, home office, or cozy sunroom. The formal dining room easily accommodates a large table, making it ideal for holiday meals and gatherings with loved ones. The expansive eat-in kitchen features abundant cabinet and counter space, along with a walk-in pantry for additional storage. Completing the main level are a convenient half bathroom and a generous mudroom with direct access to the side yard and detached garage. The upper-level features three spacious bedrooms, each with generous closet space, and a full bathroom with a tub. The oversized primary bedroom offers ample room for a sitting area and includes private staircase access to the unfinished attic. The unfinished basement offers abundant storage and excellent potential for additional living or recreational space. A convenient walkout door provides direct access to the side yard, making gardening and outdoor projects a breeze. The expansive open area includes a laundry space with plenty of room for a future workshop, home gym, or play area, along with a separate storage room for added convenience. Outside, the level and mostly cleared lot offers plenty of room to entertain, relax, or enjoy outdoor activities. The expansive front, side, and backyard provide ample space for gardening, recreation, or gatherings, while the partially fenced rear yard offers privacy and room for a future pool, playground, or other outdoor amenities. A long gravel driveway provides abundant parking, and the detached one-car garage offers additional storage or workspace. Conveniently located near a strong mix of dining, shopping, and regional attractions, the property offers easy access to everyday amenities. Nearby dining options include Monticello Bagel Bakery, Memito’s Tacos, Chinatown Kitchen, Salt & Pepper, Nelly’s Latin Restaurant, Monticello Diner, Yanni’s Gyro Express, and Ciao Bella. Everyday conveniences are just minutes away, including Walmart, ShopRite, Old Navy, Marshalls, Starbucks, Home Depot, and Five Below. Major regional destinations such as Bethel Woods Center for the Arts, Resorts World Catskills, Kartrite Indoor Water Park, YO1 Spa, and Monster Golf Course are also within close proximity, enhancing the area’s appeal for both year-round residents and visitors.