This Neptune Beach home offers 4 bedrooms, 2 full baths, and a 2 car garage. Set on a sizeable (1/3 an acre) lot & surrounded by mature oak trees, the fully fenced yard offers both space, privacy, & room for a pool! Inside, the large windows flood the space with natural light & the neutral walls and flooring create a blank space to bring your vision to life. The living room's stone fireplace gives the home a ton of character, and the vaulted ceiling in the dining room adds great volume for hosting family and friends. One bedroom even has a charming and functional loft, perfect for a display area, a fun space for kids, a cozy book nook, or simply extra storage. The single-level layout encourages connection, offering multiple spaces to unwind, entertain, or simply enjoy the quiet. See yourself enjoying life near the beach: morning coffee in the dappled light, evenings gathered by a fireplace on the patio, weekends spent with the doors open to gentle breezes and the sound of rustling trees. Nestled in a cul-de-sac in the desirable Penman Terrace neighborhood, you're just a short walk from Neptune Beach park and Neptune Beach Elementary and only a quick bike ride to the beach. This home delivers the rare experience of privacy and peace while sitting just minutes from beaches, local dining, parks, and everything that makes Neptune Beach so beloved. Come discover a house that feels like home, schedule your showing today