**Assumable 3.6% Interest Rate!!** Don't miss this gorgeous all-brick ranch in Talbert's Ridge Subdivision in Newburgh featuring 4 bedrooms, 3 full baths, and a side-load 2.5 garage, all situated on a beautiful corner lot. Step inside the tiled foyer and into a spacious great room with a gas fireplace, plenty of natural light, bamboo hardwood flooring and a cathedral ceiling. The open-concept kitchen offers new granite countertops, stainless steel appliances, a breakfast bar, abundant cabinet & counter space, a large pantry, and a convenient coffee/snack bar. The owner's suite features a tray ceiling, private access to deck, and a luxurious en-suite bathroom with a raised dual vanity, whirlpool tub, separate shower, and a walk-in closet. Two additional bedrooms are located on the main floor - one showcasing a vaulted ceiling and brow window. The fourth bedroom, located upstairs, is a spacious 12 x 24 with its own full bathroom and a large closet - perfect for guests, teens or a private office suite. Enjoy convenient main-floor laundry with cabinets and washer & dryer included. Outside, the home sits on a corner lot with a full privacy fence, covered patio, and deck - ideal for relaxing or entertaining. This beautiful home offers space, comfort, and an incredible assumable loan opportunity at 3.6%. Included in sale: Refrigerator, Range/Oven, Microwave, Dishwasher, Trash Compactor, Washer, Dryer, Blinds, Speaker System, 2-10 Home Warranty