Holiday Special: Seller is offering a $7, 500 buyer credit at settlement, applicable toward the buyer’s closing costs or rate buy-down, for any acceptable offer received before January 1, 2026. Beautifully maintained 4-bedroom, 2.5-bath home in the desirable Island Hill community of Palmyra, Virginia—in the heart of Fluvanna County and just 25 minutes to Charlottesville and UVA. Built in 2022, this modern home blends energy efficiency, elegant design, and the easy pace of small-town living. Inside, enjoy an open-concept main level with abundant natural light, luxury vinyl plank flooring, and a gourmet kitchen featuring stainless steel appliances, sleek countertops, and a spacious center island ideal for entertaining. The primary suite offers two walk-in closets and a spa-inspired bath with dual vanities and a large tiled shower. Upstairs also includes three additional bedrooms, a full bath, and convenient laundry. Notable upgrades include a tankless hot water heater, dedicated 220V/50-amp EV outlet in the garage, and a covered back patio overlooking a manicured yard. Low HOA fees cover snow removal and common-area maintenance. Enjoy a quiet neighborhood setting with easy access to Zion Crossroads, I64, and Charlottesville/ UVA.