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Listed price in listed location currency (USD).
$635,000

220

MLS® 987618

  • Key Facts
  • Description
  • Rooms
  • Map

Key Facts

Type Single Family Residence
Levels Residential
Size -
Garage No
Taxes $1,791
Days Active 61
Lot Size 0.11 acres
Approx. Age 1989
MLS® Number 987618

Property Address: 21312 Hilltop Ave, Panama City Beach, FL, 32413-1329

Average square foot calculated using Size range provided by listing agent.

Description

Modernized west-end coastal cottage with over $70K in lifestyle and structural improvements, private fenced yard, and golf-cart access to Beach 87. Welcome to 21312 Hilltop Avenue—a turnkey Florida coastal retreat on a quiet corner lot offering privacy, convenience, and no HOA. Enjoy a Trex front porch, paver driveway, and backyard oasis featuring a putting green, turf lawn with drainage, and an outdoor kitchen with grill, sink, and refrigerator. Updates include a metal roof (2022), impact-rated windows and doors, new septic (2022), HVAC (2019), and water heater (2021) for complete peace of mind. Just minutes from 30A, Pier Park, and ECP Airport, this furnished home combines relaxed beach living with modern comfort and enduring coastal style. This Panama City Beach property has received over $100K in improvements designed for comfort, privacy, and long-term value. A Trex privacy fence, custom gates, and a stuccoed concrete wall with decorative columns fully enclose the home, accented by black wrought-iron fencing and gates that enhance curb appeal. The 26' x 7' Trex front porch (2022), covered carport with double gates, and paver-extended driveway (2024-2025) create versatile outdoor living and easy parking for guests or a golf cart. The backyard is a true lifestyle retreat, featuring a private putting green, turf lawn with engineered drainage, mature landscaping, and large planters. An east-side outdoor shower adds coastal convenience, while the west-side entertaining area includes a working sink, refrigerator, and grill. Multiple gated entry pointsincluding a golf-cart garage with drive-through accessmake beach days effortless and highlight the property's flexibility. Premium updates deliver long-term peace of mind: raised-seam metal roof (2022) with new gutters, PGT hurricane-rated impact windows, Therma-Tru doors, and tinted storm doors. Core systems have been upgraded with a new septic system (2022), HVAC (2019, serviced biannually), and water heater (2021)offering reduced insurance costs and fewer future expenses. Inside, the home's bright, open layout features quartz kitchen countertops, durable finishes, and two full bathrooms. Buyers will find a move-in-ready coastal retreat with the opportunity to personalize interiors while all major structural investments are complete. Completely enclosed and crafted for both privacy and lifestyle, this west-end Panama City Beach home in the golf-cart-friendly Riviera Beach community is ideal as a primary residence, second home, or vacation rental. Just minutes from Beach Access 87, 30A, Pier Park, and ECP Airport, 21312 Hilltop Avenue represents an exceptional coastal real estate opportunity with every major upgrade already in place.
MLS® Number987618
Laundry Level
Central VacNo
FireplaceNo
Acreage0.11
Exterior
GarageNo
Approx. Age1989
Basement
DrivewayBoat, Carport, Carport Attached, Golf Cart Covered, Golf Cart Enclosed, Guest
Garage Spaces
Heat
A/C
Heating Fuel

Extras

Rooms

Other:First Floor10.5 × 10.5 ft
Kitchen:First Floor14 × 10 ft
Living Room:First Floor11 × 14 ft
Master Bedroom:First Floor14 × 10.5 ft
Dining Room:First Floor10 × 10 ft

Similar Listings

Price History

-End Date
Not Sold YetSold Price

For Sale

Oct 15, 2025List Date
$635,000List Price
  • Commute

Commute

Starting Address
Destination Address
21312 Hilltop Ave, Panama City Beach, FL

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