USAFLPanama CityManors of Magnolia Hills3946 Whitehead Blvd

Virtual Tour

$515,000

For Sale

A year ago

3946 Whitehead Blvd, Panama City, FL

House

MLS® 771782

5 Bed

4 Bath

Key Facts
Description
Rooms
Map

Key Facts

Type Single Family Residence

Levels Residential

Size -

Garage Yes

Taxes $5,061

Days Active 337

Lot Size 0.33 acres

Approx. Age 2019

MLS® Number 771782

Property Address: 3946 Whitehead Blvd, Panama City, FL, 32404-4103

Average square foot calculated using Size range provided by listing agent.

Description

**2.25% ASSUMABLE VA LOAN + $7, 500 CARPET CREDIT!** Assume the seller's 2.25% VA loan with $303, 000 balance at just $1, 839/month (P&I)—save $915/month vs. Current 7% rates. That's $10, 980/year or $220, 000+ over 30 years in interest savings. PLUS choose your own carpet style with a generous $7, 500 credit at closing. Requires approximately $212, 000 down to assume. Perfect for military relocations, cash-strong buyers, or anyone with equity from a previous home sale. **SPACIOUS 5BR/3.5BA HOME WITH ENERGY SAVINGS:** This 4, 032 sq ft home features an open-concept floor plan with main-level primary suite (walk-in closet, double vanity, separate shower, soaking tub), plus four additional bedrooms and oversized bonus room upstairs. Enjoy pond views from the covered back patio or launch your included John boat for fishing. The Jack-and-Jill bath upstairs and welcoming foyer add convenience and charm. Energy-efficient features put money back in your pocket: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. **CUSTOMIZE YOUR FLOORING:** Seller's $7, 500 carpet credit at closing lets you choose luxury plush, pet-friendly materials, or any premium style you prefer. **PRIME MAGNOLIA HILLS LOCATION:** Located in family-friendly Manors of Magnolia Hills with playground just out your front door and only 20 minutes to Tyndall AFB. Easy access to Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Close to shopping, dining, and major roadways. Additional features include large backyard storage shed, fenced yard, sprinkler system, and covered front porch. **WHY THIS IS A RARE OPPORTUNITY:** Assumable loans at 2.25% are virtually extinct. Most buyers face 7%+ rates, paying nearly $1, 000 more monthly for the same loan amount. You'll save $915/month—enough to recoup the higher down payment through lower payments in just 10 years, then profit for the remaining 20 years. The combination of below-market financing, paid-off solar panels, and flooring customization flexibility makes this an unbeatable value in Bay County. Property is tenant-occupied with immediate possession at closing. Buyer must be VA-eligible to assume this one. Schedule your showing today—don't miss this exceptional financing opportunity!

MLS® Number771782

Laundry Level

Central VacNo

FireplaceNo

Acreage0.33

Exterior

GarageYes

Approx. Age2019

Basement

Driveway

Garage Spaces2

Heat

A/C

Heating Fuel

Extras

Price History

-End Date

Not Sold YetSold Price

For Sale

Apr 10, 2025List Date

$515,000List Price

Commute

Commute

Starting Address

Destination Address

Like what you see?

Complete the form and we'll be in touch. No login necessary.

Add a Comment

I want to view this property

By pressing "Take a Tour", I confirm that I have read and agree to the eXp Privacy Policy, and Terms of Use.

By pressing "Take a Tour", I am electronically signing and consenting to receive marketing communications (about real estate brokerage and mortgage lending services), that may be delivered to me via email, telephone and/or text messaging (using "automated technology" such as an automatic telephone dialing system, and/or an artificial or prerecorded voice), from eXp Realty® and its independent contractor real estate professionals and their affiliate SUCCESS® Lending using the contact information I provided. Your consent is not a condition of purchase and you may revoke it at any time by replying "STOP" to any of our texts or by emailing [email protected]. Message and data rates may apply. You may also contact us directly at 1-844-683-4664.

Similar Listings

Comparable Properties

Explore eXp Find an Agent Join eXp Investor Relations Company Careers Home Guides

eXp Life Zoocasa SUCCESS®SUCCESS® Lending eXp Revenos eXp Commercial eXp Luxury eXp Land and Ranch Accessibility

Terms and Conditions Privacy Rights Request Privacy Policy Cookie Policy Brand Guidelines Help Sitemap

2219 Rimland Drive, Suite 301, Bellingham, Washington, 98226

1 833-303-0610

[email protected]

eXp REALTY

DMCA Notice

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply

Fair Housing and Reasonable Accommodations

MLS Compliance Statements

Karen Richards - Designated Managing Broker, Broker Operations - TX

Texas Real Estate Commission information about brokerage services

Texas Real Estate Commission Consumer Protection Notice

eXp Realty® is committed to adhering to the guidelines of The New York State Fair Housing Regulations.The Fair Housing Notice →

*Standardized Operating Procedure for Purchasers of Real Estate Pursuant to Real Property Law 442-H.Learn More →

eXp Realty of California, Inc. | CA DRE# 01878277 | Deborah Penny - Designated Broker

eXp Realty of Southern California, Inc. | CA DRE#01325837 | Jason Crawford – Designated Broker

eXp Realty of Greater Los Angeles, Inc. | CA DRE# 01240990 | Mike Mendibles - Designated Broker

eXp Realty of Northern California, Inc. | CA DRE# 01951343 | Ryan Rosas - Designated Broker