Enjoy breathtaking views of St. Andrews Bay and maintenance-free living at the prestigious Magnolia Bay Club. This meticulously cared-for 3-bedroom, 3-bathroom residence represents the true pinnacle of bayfront luxury living. The kitchen features new stainless steel appliances, granite countertops, and ample cabinetry. The primary suite is a private retreat. Spacious and serene, with direct access to the balcony and a luxurious en-suite bath showcasing a large soaking tub and separate shower. The third bedroom offers versatility and can easily function as a bunk room, home office, or flex space, complete with a walk-in closet. Residents of Magnolia Bay Club enjoy an impressive array of amenities, including a resort-style heated pool, clubhouse, fitness center, fishing dock, kayaks, sidewalks, playground, and a secure gated community. Notably, Magnolia Bay Club enforces a six-month minimum rental policy, ensuring a quiet, private, and upscale environment for residents. Ideally located just minutes from world-class beaches, golf courses, marinas, and dining, this property offers the best of Panama City Beach living. Magnolia Bay Club is where luxury, lifestyle, and location come together. Buyer to verify any information deemed important.