524 Ryan Dr | Image 1
New
Open House
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$469,000

For Sale

2 days ago

524 Ryan Dr, Richmond, KY

House

MLS® 26027676

6 Bed

4 Bath

3538 sqft

2 Parking

Open House
Sun Oct 11, 2:00-4:00 PM EDT
  • Key Facts
  • Description
  • Rooms
  • Map

Key Facts

Type Single Family Residence
Levels Residential
Size 3538 sqft
Garage Yes
Taxes 
Days Active 1
Lot Size 0.329 Acres
Approx. Age 2019
Avg. Price Per Sqft $132
MLS® Number 26027676

Property Address: 524 Ryan Dr, Richmond, KY, 40475

Average square foot calculated using Size range provided by listing agent.

Description

2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333, 000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333, 000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it.
MLS® Number26027676
Laundry LevelUpper
Central VacNo
FireplaceYes
Acreage
Exterior
GarageYes
Approx. Age2019
BasementExterior Entry, Full, Partially Finished, Walk-Out Access
DrivewayAttached Garage, Driveway, Off Street, Garage Faces Front
Garage Spaces
HeatElectric, Forced Air, Heat Pump
A/CElectric, Heat Pump

Extras

Rooms

Other:First FloorNot available
Other:Second FloorNot available
Other:Second FloorNot available
Other:Lower LevelNot available
Other:Lower LevelNot available
Other:First FloorNot available
Other:Lower LevelNot available
Other:Second FloorNot available
Other:First FloorNot available
Other:First FloorNot available

Price History

-End Date
Not Sold YetSold Price

For Sale

Oct 6, 2026List Date
$469,000List Price
  • Commute

Commute

Starting Address
Destination Address
524 Ryan Dr, Richmond, KY

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