Move-in ready home in Royse City offering a rare opportunity to assume an existing 3% FHA loan with an approximate balance of $312, 000 (subject to lender approval), providing over $1, 000 per month in savings compared to today’s interest rates. Why wait on new construction when this home is available now with completed landscaping, upgrades included, appliances and remaining builder warranty. For buyers using traditional financing, seller is open to contributing toward buyer closing costs or interest rate buydown, creating flexible options to achieve a competitive monthly payment. Well-maintained, like-new condition, and conveniently located near schools, shopping, and major commuter routes. This home offers certainty, savings, and value that new construction cannot replicate. Schedule your showing today. Flexible layout includes two living areas (one upstairs and one downstairs), a front flex space or private office, split-bedroom design, and a first-floor primary suite. Upstairs offers generously sized secondary bedrooms and a large game or media room. Outdoor living includes a covered patio, extended deck, and garden space with room for a future pool. Located in a welcoming community with walking trails and dog park. No MUD. No PID. Convenient access to Rockwall, Fate, and Royse City, and approximately 30+ miles from Dallas with easy commuting options. Close to shopping, dining, and everyday amenities. Move-in ready with quick close available—excellent opportunity for buyers planning ahead. Schedule your private showing today.