4BR/2BA Coastal Cottage/Farmhouse w/ pride of ownership and attention to every detail throughout! Hardwood floors & plantation shutters; shiplap accents in kitchen and living room; customized built-ins in all BR closets, & in kitchen pantry. Master bathroom has been updated with 2 sinks, a separate vanity & linen closet. 1 of 4 bedrooms has been converted to an office with custom built-in desk & bookcases that can be kept or removed. A fenced-in back yard w/ a water view & spectacular Florida sunsets. Finally, for those 2 cold months in Florida, a wood-burning fireplace to keep you warm. Convenient to I95, Fernandina, Jax and St. Mary's. Amenities include community pool, playground, and a kayak launch. $3, 000 credit available thru Motto Mortgage & $1, 500 seller credit offered.