Discover exceptional value and flexibility in Decatur. This beautifully renovated ranch offers modern updates, versatile living space and outstanding upside for homeowners, investors and house hackers, all with no HOA. The main level features fresh paint, new flooring, updated lighting and an inviting open layout. The fully renovated kitchen includes quartz countertops, new cabinetry and new appliances, and is open to a large family room with a cozy fireplace. A screened porch off the family room overlooks the private, wooded backyard, creating a peaceful extension of the living space. The main floor includes three bedrooms and two fully updated bathrooms, including an ensuite primary bedroom for added comfort and privacy. The terrace level is a major highlight, offering a fully updated basement apartment with its own exterior entry and separate parking. This space includes new stainless steel appliances, wide plank LVP flooring, quartz countertops, two modern full bathrooms, two bedrooms and a flexible bonus areas suitable for a living room, office, gym or additional storage. This setup is ideal for multigenerational living, short or long term rental income, or offset your mortgage by living on one level and renting the other! With impressive renovations throughout, a private wooded lot and exceptional income and lifestyle potential at this price point, this home is a rare opportunity in Decatur. Move in and enjoy, invest and maximize returns, or customize the layout to fit your needs. The possibilities are endless. Please note that some images in the terrace apartment have been virtually staged to show potential.