ASSUMABLE LOW-INTEREST LOAN AVAILABLE FOR QUALIFIED BUYERS — a rare chance to secure a significantly lower mortgage rate and maximize affordability in one of Jacksonville's most convenient locations for military personnel, first-time buyers, or anyone seeking smart homeownership. Welcome to 307 Peppertree Ct, a beautifully maintained 3-bed, 2-bath ranch featuring newer LVP flooring throughout and a spacious single-level layout centered around a cozy wood-burning fireplace. The large primary suite offers a private retreat with an en-suite bath, deep soaking tub, and separate walk-in shower. Peace of mind comes easy with a newer roof (2019), no HOA, and the seller including a one-year home warranty at closing. Outdoor living shines with a fully fenced backyard, pergola-covered patio, and ample space for entertaining, pets, or play. The 2-car garage adds storage and convenience, and the home is ideally situated near shopping, schools, daily conveniences, and provides an easy commute to Camp Lejeune, MCAS New River, and surrounding military facilities. Between the assumable low-rate loan option, move-in readiness, and a private cul-de-sac setting, this home offers exceptional value and comfort. Schedule your showing and experience why this one stands out.