**Seller is offering a 2/1 buy-down credit, rates starting as low as 3.7%!** Completely move-in ready! Septic has been pumped, water quality results are clean, and home insurance quotes are already in hand! Nestled among the trees in the highly sought-after Wagon Trail Ranch community, this charming 3-bedroom, 2-bath home offers the perfect balance of privacy and convenience—just minutes from La Pine. Truly move-in ready with new interior and exterior paint, new flooring, and a brand-new roof! Situated on a clean, level 1-acre lot, there's plenty of room to spread out, plus ample parking and a storage shed (bonus!). Enjoy community amenities including a clubhouse, pool, access to the Little Deschutes River, and road snow removal. A comfortable Central Oregon retreat with peace of mind built in—schedule your showing today!